Insurance

The Students' Association has basic insurance for student groups that are affiliated with us - this is Endsleigh Personal Accident Insurance. For more information, please view the policy here. To be insured, a list of group members must be provided as soon as possible for in the event a claim is made. It is vital groups are aware that the insurance does not cover engaging in activities such as:

• Aviation as pilot or crew of a fixed wing rotary aircraft
• Canoeing, boating, or sailing more than 4.5 miles from the coastline
• Underwater diving unless in accordance with BSAC or PADI regulations
• Activities undertaken in the pursuit of danger e.g. bungee jumping and fire walking.

Please note, if a non-student participates, they are not covered by our insurance. 

Equipment is not insured and this is something your groups will need to research and seek insurance independently.

For travel, we encourage groups to purchase travel insurance as our insurance is limited to accident and injury liability.  

Before travel, whether for fun or competition, members should fill out this waiver and email it to HISAActivities@uhi.ac.uk

For large scale events, please submit risk assessments to us to ensure full cover has been provided.

Accidents

At the time of the accident or incident please report it to the appropriate officials e.g. sports venue staff, event organisers etc. Please report the accident/incident to the Community Engagement Team as soon as possible ( HisaActivities@uhi.ac.uk )but within 24 hours by filling in this Incident Report and submitting it through email.

In the event of any serious accident or incident which involves the Emergency Services, or which could involve media attention, please follow this procedure:

• Ensure the safety of yourself then the group.  
• Call the Emergency Services if necessary and ensure before you call that you can explain exactly where you are. You will also need to give them your name, the number from which you are ringing and a summary of the incident including possible injuries and the number of injured.  Where possible treat any casualties if it is safe to do so. 
• Contact the Activities Team as soon as possible!
• Do not make any statement to the media other than “no comment”. DO NOT discuss any aspect of the incident with anyone who is not connected with the emergency services.  

It is the responsibility of the trip leader and vehicle driver to ensure that all participants are aware of the actions to take in the event of an emergency.